Conventional
- Home Ready 3% down payment purchase – subject to additional restrictions
- Home Possible 3% down payment purchase – subject to additional restrictions
- Several reduced mortgage insurance programs
FHA
- 3.5% on several down payment options
- Streamline refinances
VA
- 0% down payment purchase
- Cash out refinance
- Streamline refinance
USDA / Rural Housing
- 0% down payment purchase
- USDA refinance